A New World of Banking
Novy Mir Trust
Manage your money, track your spending, and plan your financial future with a modern digital banking experience.
Fictional accounts — no real funds, no deposit insurance.
Digital banking
Everything you expect from a modern bank.
Checking & Savings
Everyday Checking and High-Yield Savings accounts with live fictional balances.
Transfers
Move fictional funds between your accounts or to saved recipients in four guided steps.
Bill Pay
Schedule fictional payments to fictional payees and keep a full payment history.
Budgets & Goals
Set category limits, track savings goals and estimate growth with built-in calculators.
Mobile-first
Every screen is designed to work beautifully on phones, tablets and desktops.
Security built in
Row-level data protection, verified roles and audit logs on every sensitive action.
Checking & Savings
Accounts designed around your day.
Income vs. spending insights
See where your money goes with charts and category breakdowns.
Card controls
Lock a card instantly, set spending alerts or request a replacement.
Savings goals
Track progress toward an emergency fund or your next trip.
FAQ
Frequently asked questions
Customer support
Signed-in customers can open support tickets and track replies right from the dashboard.